Hello everyone,
Welcome to our monthly newsletter! Discover the latest updates from our investment firm, key trends in the real estate industry, as well as our tips and insights.
This month, we have major developments to share! Between new acquisitions, renovations, and major events, VisionDev continues to grow and offer exceptional opportunities to its investors.
In brief:
As of now, we’ve reached a volume of acquisitions and condition removals totaling over $10M, representing around 50 units across four buildings. This was our full-year target for 2025 — achieved before the end of summer.
Behind that number are months of consistent effort: maintaining strong ties with an active broker network, sending letters, speaking with hundreds of property owners, adjusting our financial models with our actuarial real estate consultants at Beatimo, keeping a close eye on market and interest rate trends, structuring financing…
It’s a mix of challenges, excitement, occasional disappointments — but above all, collective effort. A special thank you to Gabriel, who leads the department with discipline and achieved this ambitious goal in just six months.
Since January, our partners have entrusted us with $3.8M in capital. Behind that number: years spent building expertise, delivering results, creating a proven track record — and above all, building trust.
Raising capital is never about luck. It’s about listening, understanding, demonstrating diligence, and working consistently, quietly, patiently.
We now work with nearly 15 investors, several of whom have reinvested multiple times in our projects.
Download our Passive Investing Guide
We never imagined our podcast would grow to this level. At the start, it was simply a way to meet inspiring entrepreneurs and learn from them.
Today, we’re proud to announce our very first sponsor: the Club d’Investisseurs Immobiliers du Québec (CIIQ), the oldest real estate investment club in the province. It’s where our journey began in 2018, through their training sessions and monthly events.
It was our school, our network, our starting point. We learned the fundamentals of analysis, management, financing — and most importantly, the mindset needed to succeed. Long before this sponsorship, we were already recommending the club to aspiring investors, and we’ll keep doing so.
The CMHC recently announced a significant increase in its mortgage loan insurance premiums — a change that will have a notable impact, particularly on developers and builders.
In our niche — renovating and stabilizing existing assets — it’s not great news, but we still consider ourselves fortunate to have access to this program, which remains a powerful lever that enables projects to happen.
We also understand the logic behind the decision: protecting stability in the Canadian financial market in a context of growing uncertainty. We’ve adjusted our models and will continue moving forward.
We’re not accountants or tax advisors, but we often see confusion when comparing returns between private lending and long-term equity investments.
Example: a 10% return in interest is not the same as a 10% capital gain in an investor’s pocket. If interest income is taxed at 100% at a marginal rate of 50%, while only 50% of a capital gain is taxable at the same rate, the investor keeps about twice as much net from a capital gain compared to private lending.
It’s a major difference — and another reason why understanding the tax implications of each investment type is crucial.
Have a great month of August!
Building Tomorrow’s Communities Today
